Citizens Inc

NYSE:CIA

Amerika Syarikat / Kewangan / Insurans

Tinjauan

Dividen

Kewangan Sejarah Bank 10T

Harga Saham

4.66 USD

Model Summary
-	-
Key Metrics	Latest
Total Revenue	245 M
Net Profit Margin	6.1%
Total Assets	1.685 B
Total Equity	210.4 M

10Y Historical Financial Statements

Summary Financials


Summary Financials

	Fiscal Year Ending										Latest
(in millions)	Dec-15	Dec-16	Dec-17	Dec-18	Dec-19	Dec-20	Dec-21	Dec-22	Dec-23	Dec-24	12 Months

Net Revenue	236	245	253	244	251	239	251	233	241	245	245
% Growth		3.9%	2.9%	-3.4%	2.7%	-4.7%	4.9%	-7.2%	3.5%	1.8%

Adjusted Net Income	(3)	2	(35)	(11)	(1)	(4)	82	26	24	15	15
% Margin	-1.3%	0.8%	-13.7%	-4.5%	-0.5%	-1.5%	32.7%	11.2%	10.2%	6.1%	6.1%

Adjusted Basic EPS	(0.06)	0.04	(0.69)	(0.22)	(0.03)	(0.07)	1.64	0.52	0.49	0.30	0.30

Menyokong Pengiraan

Income Statement

Balance Sheet

Statement of Cashflows


Income Statement
											Original
USD	Fiscal Year Ending										Latest
(in millions)	Dec-15	Dec-16	Dec-17	Dec-18	Dec-19	Dec-20	Dec-21	Dec-22	Dec-23	Dec-24	Dec-24
	FY - 9	FY - 8	FY - 7	FY - 6	FY - 5	FY - 4	FY - 3	FY - 2	FY - 1	FY	LTM

Net Revenue	236	245	253	244	251	239	251	233	241	245	245
% Growth	NA	3.9%	2.9%	-3.4%	2.7%	-4.7%	4.9%	-7.2%	3.5%	1.8%

Research and Development	0	0	0	0	0	0	0	0	0	0	0
Selling and Marketing	0	0	0	0	0	0	0	0	0	0	0
General and Admin	(33)	(33)	(42)	(48)	(48)	(44)	(43)	(45)	(47)	(52)	(52)
Other Exp / (Inc)	(205)	(207)	(214)	(194)	(196)	(208)	(177)	(160)	(167)	(178)	(178)
Total Operating Exp	(238)	(240)	(256)	(242)	(245)	(251)	(220)	(205)	(215)	(230)	(230)

Operating Income	(2)	5	(3)	2	6	(12)	31	27	26	15	15
% Revenue	-0.8%	2.2%	-1.2%	0.8%	2.3%	-5.2%	12.2%	11.8%	10.9%	6.1%	6.1%

Interest Expense	0	0	0	0	0	0	0	0	0	0	0
Pre-tax Income	(2)	5	(3)	2	6	(12)	31	27	26	15	15
Earnings of Discontinued Ops.	0	0	0	0	0	0	0	0	0	0	0
Provision for Taxes	(1)	(4)	(35)	(13)	(7)	1	42	(1)	(2)	(0)	(0)
Net Income to Company	(3)	2	(38)	(11)	(1)	(11)	73	26	24	15	15
% Margin	-1.3%	0.8%	-15.1%	-4.5%	-0.5%	-4.6%	29.0%	11.2%	10.2%	6.1%	6.1%

Minority Interest in Earnings
Net Income to Stockholders	(3)	2	(38)	(11)	(1)	(11)	73	26	24	15	15

Preferred Dividends	0	0	0	0	0	0	0	0	0	0	0
Other Adj.	0	0	0	0	0	0	0	0	0	0	0

Net Income to Common	(3)	2	(38)	(11)	(1)	(11)	73	26	24	15	15
% Margin	-1.3%	0.8%	-15.1%	-4.5%	-0.5%	-4.6%	29.0%	11.2%	10.2%	6.1%	6.1%

As Reported
Basic EPS (Continuing Ops)	(0.06)	0.04	(0.76)	(0.22)	(0.03)	(0.22)	1.45	0.52	0.49	0.30	0.30
Diluted EPS (Continuing Ops)	(0.06)	0.04	(0.76)	(0.22)	(0.03)	(0.22)	1.44	0.51	0.48	0.29	0.29

WA Basic Shares Out.	50	50	50	50	50	50	50	50	50	50	50
WA Diluted Shares Out.	50	50	50	50	50	51	51	51	51	51	51

Unusual Items Reconciliation
Addback: Other Non Operating Expenses, Total	0	0	0	0	0	0	0	0	0	0	0
Addback: Restructuring Charges	0	0	0	0	0	0	0	0	0	0	0
Addback: Merger / Acquisition Expenses	0	0	0	0	0	0	0	0	0	0	0
Addback: Goodwill Impairment	0	0	5	0	0	0	13	0	0	0	0
Addback: Gain (Loss) On Sale Of Invest.	0	0	0	0	0	0	0	0	0	0	0
Addback: Gain (Loss) On Sale Of Assets	0	0	0	0	0	0	0	0	0	0	0
Addback: Asset Writedown	0	0	0	0	0	0	0	0	0	0	0
Addback: In Process R&D Expenses	0	0	0	0	0	0	0	0	0	0	0
Addback: Insurance Settlements	0	0	0	0	0	0	0	0	0	0	0
Addback: Legal Settlements	0	0	0	0	0	0	0	0	0	0	0
Addback: Other Unusual Items	0	0	0	0	0	10	0	0	0	0	0
Total Unusual Items	0	0	5	0	0	10	13	0	0	0	0
% Margin	0.0%	0.0%	1.8%	0.0%	0.0%	4.2%	5.0%	0.0%	0.0%	0.0%	0.0%

Adjusted Net Income Reconciliation
Net Income to Company	(3)	2	(38)	(11)	(1)	(11)	73	26	24	15	15
Addback: Unusual Items	0	0	5	0	0	10	13	0	0	0	0
Less: Tax Benefit of Unusual Items (26%)	0	0	(1)	0	0	(3)	(3)	0	0	0	0
Adjusted Net Income	(3)	2	(35)	(11)	(1)	(4)	82	26	24	15	15
% Margin	-1.3%	0.8%	-13.7%	-4.5%	-0.5%	-1.5%	32.7%	11.2%	10.2%	6.1%	6.1%

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Ralat Memuat Turun

Citizens Inc

NYSE:CIA

Amerika Syarikat / Kewangan / Insurans

Kewangan Sejarah Bank 10T